/* ============================================================
   HELLERMANN.VC — Gemeinsames Stylesheet der Unterseiten
   (/versicherungen/*, /asset-management/*)
   Tokens & Muster 1:1 aus index.html — Marke nicht verändern.
   Einbindung: <link rel="stylesheet" href="/assets/subpages.css" />
   nach /assets/fonts.css. Root-absolute Pfade auf allen Unterseiten.
   ============================================================ */

:root{
  --font-primary: 'Montserrat', system-ui, -apple-system, sans-serif;
  --font-secondary: 'IBM Plex Mono', ui-monospace, monospace;

  /* Farb-Tokens kommen zentral aus /assets/theme.css (Hell = Default, Dunkel per Schalter).
     Hier nur noch seiten-spezifische, theme-unabhängige Tokens. */
  --maxw: 1180px;
  --ease: cubic-bezier(.22,.61,.36,1);
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:var(--font-primary);
  font-weight:400;
  line-height:1.7;
  letter-spacing:.005em;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
::selection{ background:var(--gold-soft); color:var(--text-strong); }
a{ color:inherit; text-decoration:none; }
img{ max-width:100%; display:block; }

.wrap{ width:100%; max-width:var(--maxw); margin:0 auto; padding:0 28px; }

/* ---------- Kicker / mono labels ---------- */
.kicker{
  font-family:var(--font-secondary);
  font-size:12.5px;
  font-weight:500;
  letter-spacing:.28em;
  text-transform:uppercase;
  color:var(--gold);
  display:inline-flex;
  align-items:center;
  gap:14px;
}
.kicker::before{
  content:"";
  width:34px; height:1px;
  background:var(--gold-line);
  display:inline-block;
}

/* ---------- Buttons ---------- */
.btn{
  font-family:var(--font-secondary);
  font-size:13px;
  letter-spacing:.16em;
  text-transform:uppercase;
  display:inline-flex; align-items:center; gap:11px;
  padding:15px 28px;
  border:1px solid var(--line);
  border-radius:2px;
  color:var(--text);
  transition:all .4s var(--ease);
  white-space:nowrap;
  cursor:pointer;
}
.btn .arr{ transition:transform .4s var(--ease); }
.btn:hover{ border-color:var(--gold-line); color:var(--text-strong); background:var(--gold-soft); }
.btn:hover .arr{ transform:translateX(4px); }
.btn--primary{ background:var(--btn-primary-bg); color:var(--btn-primary-fg); border-color:var(--btn-primary-bg); }
.btn--primary:hover{ background:var(--gold); border-color:var(--gold); color:#15120a; }
.btn--gold{ background:var(--gold); color:#15120a; border-color:var(--gold); }
.btn--gold:hover{ background:#d4b578; border-color:#d4b578; color:#15120a; }

/* ---------- Header (fixed, wie Dachseite; + Back-Link) ---------- */
header{
  position:fixed; inset:0 0 auto 0; z-index:50;
  transition:background .5s var(--ease), border-color .5s var(--ease), backdrop-filter .5s;
  border-bottom:1px solid transparent;
}
header.scrolled{
  background:var(--header-bg);
  backdrop-filter:saturate(140%) blur(14px);
  -webkit-backdrop-filter:saturate(140%) blur(14px);
  border-bottom:1px solid var(--line-soft);
}
.nav{ display:flex; align-items:center; justify-content:space-between; height:78px; gap:20px; }
.brand{ display:flex; align-items:center; gap:13px; flex:none; }
.brand img{ width:26px; height:26px; object-fit:contain; opacity:.95; filter:var(--logo-filter); }
.brand .word{
  font-family:var(--font-primary); font-weight:600;
  font-size:15px; letter-spacing:.22em; color:var(--text-strong);
}
.nav-links{ display:flex; align-items:center; gap:36px; }
.nav-links a.lnk{
  font-family:var(--font-secondary); font-size:12.5px;
  letter-spacing:.14em; text-transform:uppercase; color:var(--text-2);
  transition:color .3s var(--ease); position:relative; padding:4px 0;
}
.nav-links a.lnk::after{
  content:""; position:absolute; left:0; bottom:-2px; height:1px; width:0;
  background:var(--gold); transition:width .35s var(--ease);
}
.nav-links a.lnk:hover{ color:var(--text-strong); }
.nav-links a.lnk:hover::after{ width:100%; }
.nav-cta{
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.14em;
  text-transform:uppercase; padding:11px 20px; border:1px solid var(--line);
  border-radius:2px; color:var(--text-strong); transition:all .35s var(--ease);
}
.nav-cta:hover{ background:var(--gold-soft); border-color:var(--gold-line); }
/* Zurück-Link (Muster impressum.html, in die fixe Nav integriert) */
.nav .back{
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.14em;
  text-transform:uppercase; color:var(--text-2);
  display:inline-flex; align-items:center; gap:9px;
  transition:color .3s var(--ease);
}
.nav .back .arr{ color:var(--gold); transition:transform .35s var(--ease); }
.nav .back:hover{ color:var(--text-strong); }
.nav .back:hover .arr{ transform:translateX(-4px); }

/* ---------- Sub-Hero (kompakte Hero-Variante der Unterseiten) ---------- */
.sub-hero{
  position:relative; padding:170px 0 78px; overflow:hidden;
}
.sub-hero .glow{
  position:absolute; left:50%; top:-10%; transform:translateX(-50%);
  width:min(720px,94vw); height:min(520px,80vw);
  background:radial-gradient(circle, rgba(194,162,102,.08) 0%, rgba(194,162,102,.03) 40%, transparent 70%);
  filter:blur(8px); pointer-events:none;
}
.sub-hero .wrap{ position:relative; z-index:1; }
.crumbs{
  font-family:var(--font-secondary); font-size:11px; letter-spacing:.14em;
  text-transform:uppercase; color:var(--text-3);
  display:flex; align-items:center; flex-wrap:wrap; gap:10px;
  margin-bottom:26px;
}
.crumbs a{ color:var(--text-3); transition:color .3s var(--ease); }
.crumbs a:hover{ color:var(--gold); }
.crumbs .sep{ color:var(--gold); opacity:.7; }
.crumbs .cur{ color:var(--text-2); }
.sub-hero .kicker{ margin-bottom:22px; }
.sub-hero h1{
  font-family:var(--font-primary); font-weight:300;
  font-size:clamp(30px, 4.6vw, 54px); line-height:1.14;
  letter-spacing:-.015em; margin:0 0 24px; color:var(--text-strong);
  max-width:860px;
}
.sub-hero h1 b{ font-weight:600; }
.sub-hero h1 .em{ color:var(--gold); font-weight:600; font-style:italic; }
.sub-hero p.lead{
  font-size:clamp(16px,1.4vw,18.5px); color:var(--text-2);
  max-width:720px; margin:0 0 38px; line-height:1.8;
}
.sub-hero .hero-actions{ display:flex; gap:16px; flex-wrap:wrap; }
.hero-trust{
  margin-top:34px; display:flex; gap:22px 44px; flex-wrap:wrap;
  font-family:var(--font-secondary); font-size:11px; letter-spacing:.22em;
  text-transform:uppercase; color:var(--text-3);
}
.hero-trust span{ display:inline-flex; align-items:center; gap:11px; }
.hero-trust span::before{ content:""; width:5px; height:5px; border-radius:50%; background:var(--gold); opacity:.8; }

/* ---------- Sections ---------- */
section{ position:relative; }
.section{ padding:clamp(80px,11vh,130px) 0; }
.section.slim{ padding:clamp(56px,8vh,92px) 0; }
.rule{ height:1px; background:var(--line-soft); width:100%; }
.sec-head + .grid-3, .sec-head + .grid-2, .sec-head + .faq{ margin-top:56px; }
.sec-head{ max-width:820px; }
.sec-head h2{
  font-family:var(--font-primary); font-weight:300;
  font-size:clamp(26px,3.4vw,42px); line-height:1.18; letter-spacing:-.01em;
  margin:22px 0 0; color:var(--text-strong);
}
.sec-head h2 b{ font-weight:600; }
.sec-head p.sub{
  font-size:clamp(15px,1.3vw,17px); color:var(--text-2);
  margin:20px 0 0; line-height:1.8; max-width:720px;
}

/* ---------- Karten-Grids ---------- */
.grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.grid-2{ display:grid; grid-template-columns:1fr 1fr; gap:24px; }

.card{
  position:relative; background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--line); border-radius:4px; padding:40px 36px 34px;
  overflow:hidden; transition:transform .5s var(--ease), border-color .5s var(--ease), box-shadow .5s var(--ease);
  display:flex; flex-direction:column;
}
.card::before{
  content:""; position:absolute; left:0; top:0; height:2px; width:0;
  background:linear-gradient(90deg,var(--gold),transparent);
  transition:width .55s var(--ease);
}
.card:hover{ transform:translateY(-6px); border-color:var(--gold-line); box-shadow:0 30px 60px -30px rgba(0,0,0,.7); }
.card:hover::before{ width:100%; }
.card.static:hover{ transform:none; box-shadow:none; border-color:var(--line); }
.card.static:hover::before{ width:0; }
.card .cover{ position:absolute; inset:0; z-index:1; }
.card .cat{
  font-family:var(--font-secondary); font-size:11px; letter-spacing:.26em;
  text-transform:uppercase; color:var(--gold); margin:0 0 12px;
}
.card h3{
  font-family:var(--font-primary); font-weight:600;
  font-size:clamp(19px,1.8vw,23px); line-height:1.25; letter-spacing:-.005em;
  margin:0 0 14px; color:var(--text-strong);
}
.card > p{ font-size:14.5px; color:var(--text-2); line-height:1.72; margin:0 0 26px; }
.card-foot{ margin-top:auto; }
.card .go{
  font-family:var(--font-secondary); font-size:12.5px; letter-spacing:.14em;
  text-transform:uppercase; color:var(--text); display:inline-flex; align-items:center; gap:10px;
  transition:gap .4s var(--ease), color .3s;
}
.card .go .arr{ color:var(--gold); transition:transform .4s var(--ease); }
.card:hover .go{ color:var(--text-strong); }
.card:hover .go .arr{ transform:translateX(5px); }
.card .watermark{
  position:absolute; right:-10px; bottom:-30px; font-family:var(--font-primary);
  font-weight:700; font-size:150px; line-height:1; color:var(--watermark);
  pointer-events:none; user-select:none;
}
/* Leistungspunkte (Karten, Service-Stufen, f-card, Benefits) */
ul.points{
  list-style:none; margin:0; padding:0;
  display:flex; flex-direction:column; gap:11px;
}
ul.points li{
  font-size:14px; color:var(--text-2); line-height:1.6;
  padding-left:24px; position:relative;
}
ul.points li::before{
  content:""; position:absolute; left:2px; top:.62em;
  width:6px; height:6px; border-radius:50%;
  background:var(--gold); opacity:.75;
}

/* ---------- Service-Stufen ---------- */
.stages{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; margin-top:64px; }
.stage{
  position:relative; background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--line); border-radius:4px; padding:34px 32px 30px;
  display:flex; flex-direction:column;
}
.stage.is-featured{ border-color:var(--gold-line); }
.stage .snum{
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.2em; color:var(--gold);
  display:flex; align-items:center; gap:12px;
}
.stage .snum::after{ content:""; flex:1; height:1px; background:var(--line-soft); }
.stage h3{ font-family:var(--font-primary); font-weight:600; font-size:20px; margin:18px 0 10px; color:var(--text-strong); letter-spacing:.005em; }
.stage p{ font-size:14.5px; color:var(--text-2); margin:0 0 22px; line-height:1.72; }
.stage ul.points{ margin-top:auto; }

/* ---------- Feature-Band (Split-Layout) ---------- */
.feature{ background:var(--bg-2); border-top:1px solid var(--line-soft); border-bottom:1px solid var(--line-soft); }
.feature-grid{ display:grid; grid-template-columns:1.05fr .95fr; gap:64px; align-items:center; }
.feature .lead-col .kicker{ margin-bottom:24px; }
.feature h2{
  font-family:var(--font-primary); font-weight:300;
  font-size:clamp(26px,3.4vw,42px); line-height:1.16; letter-spacing:-.01em; margin:0 0 24px; color:var(--text-strong);
}
.feature h2 b{ font-weight:600; }
.feature p.big{ font-size:clamp(16px,1.35vw,18px); color:var(--text-2); line-height:1.82; margin:0 0 20px; }
.feature p.big strong{ color:var(--text); font-weight:500; }
.feature .f-actions{ display:flex; gap:16px; flex-wrap:wrap; margin-top:32px; }

.f-card{
  position:relative; background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--gold-line); border-radius:6px; padding:40px 38px;
  box-shadow:0 40px 80px -50px rgba(0,0,0,.9);
}
.f-card .fc-kick{
  font-family:var(--font-secondary); font-size:10.5px; letter-spacing:.24em; text-transform:uppercase;
  color:var(--gold); margin-bottom:26px; display:block;
}
.f-stat{ display:flex; align-items:baseline; gap:14px; padding:18px 0; border-bottom:1px solid var(--line-soft); }
.f-stat:last-of-type{ border-bottom:0; }
.f-stat .fs-num{
  font-family:var(--font-primary); font-weight:600; font-size:clamp(24px,3vw,32px);
  color:var(--text-strong); letter-spacing:-.01em; min-width:112px;
}
.f-stat .fs-num em{ color:var(--gold); font-style:normal; }
.f-stat .fs-lbl{ font-size:13.5px; color:var(--text-2); line-height:1.5; }

/* ---------- Statband (Zahlenreihe quer) ---------- */
.statband{
  display:grid; grid-template-columns:repeat(4,1fr); gap:24px;
  border-top:1px solid var(--line-soft); border-bottom:1px solid var(--line-soft);
  padding:44px 0;
}
.statband .st{ text-align:center; }
.statband .st .num{
  font-family:var(--font-primary); font-weight:600; font-size:clamp(26px,3vw,38px);
  color:var(--text-strong); letter-spacing:-.01em;
}
.statband .st .num em{ color:var(--gold); font-style:normal; }
.statband .st .lbl{
  font-family:var(--font-secondary); font-size:11px; letter-spacing:.18em;
  text-transform:uppercase; color:var(--text-3); margin-top:8px;
}

/* ---------- Pullquote / Testimonial ---------- */
.pullquote{
  border-left:2px solid var(--gold-line);
  padding:6px 0 6px 30px; margin:0;
}
.pullquote q{
  font-family:var(--font-primary); font-weight:300; quotes:none;
  font-size:clamp(20px,2.4vw,28px); line-height:1.45; color:var(--text-strong); letter-spacing:-.01em;
}
.pullquote q em{ color:var(--gold); font-style:italic; font-weight:400; }
.pullquote .who{
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.08em;
  color:var(--text-3); margin-top:18px;
}
.pullquote .who b{ color:var(--text-2); font-weight:500; }

/* ---------- Bewertungen (Google Reviews) ---------- */
.review-card{
  background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--line); border-radius:4px; padding:32px 30px;
  display:flex; flex-direction:column; gap:16px;
}
.review-card .stars{
  color:var(--gold); font-size:15px; letter-spacing:4px; line-height:1;
}
.review-card p{ font-size:14px; color:var(--text-2); line-height:1.75; margin:0; }
.review-card .who{
  margin-top:auto; padding-top:14px; border-top:1px solid var(--line-soft);
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.06em; color:var(--text-3);
}
.review-card .who b{ color:var(--text-2); font-weight:500; display:block; margin-bottom:3px; }

/* ---------- FAQ (details/summary, ohne JS) ---------- */
.faq{ max-width:860px; }
.faq details{
  border-bottom:1px solid var(--line-soft);
}
.faq details:first-of-type{ border-top:1px solid var(--line-soft); }
.faq summary{
  cursor:pointer; list-style:none;
  display:flex; align-items:baseline; justify-content:space-between; gap:24px;
  padding:24px 4px;
  font-family:var(--font-primary); font-weight:500; font-size:16.5px; color:var(--text);
  transition:color .3s var(--ease);
}
.faq summary::-webkit-details-marker{ display:none; }
.faq summary::after{
  content:"+"; font-family:var(--font-secondary); font-weight:400;
  color:var(--gold); font-size:18px; line-height:1; flex:none;
  transition:transform .35s var(--ease);
}
.faq details[open] summary::after{ transform:rotate(45deg); }
.faq summary:hover{ color:var(--text-strong); }
.faq .faq-body{ padding:0 4px 26px; }
.faq .faq-body p{ font-size:14.5px; color:var(--text-2); line-height:1.8; margin:0 0 14px; max-width:760px; }
.faq .faq-body p:last-child{ margin-bottom:0; }
.faq .faq-body ul{ margin:0; padding-left:20px; color:var(--text-2); font-size:14.5px; line-height:1.9; columns:2; column-gap:44px; }
.faq .faq-body ul li{ break-inside:avoid; }

/* ---------- Person ---------- */
.person{ display:grid; grid-template-columns:300px 1fr; gap:56px; align-items:center; }
.portrait{
  position:relative; width:100%; aspect-ratio:4/5; border-radius:6px; overflow:hidden;
  border:1px solid var(--line);
  background:
    radial-gradient(120% 100% at 30% 0%, rgba(194,162,102,.14), transparent 60%),
    linear-gradient(180deg,var(--surface-2),var(--bg-2));
  display:flex; align-items:center; justify-content:center;
}
.portrait .monogram{
  font-family:var(--font-primary); font-weight:300; font-size:96px; letter-spacing:.02em;
  color:var(--gold); opacity:.85;
}
.portrait img{ position:absolute; inset:0; width:100%; height:100%; object-fit:cover; z-index:1; }
.person .p-body .kicker{ margin-bottom:22px; }
.person .p-body h2{
  font-family:var(--font-primary); font-weight:300; font-size:clamp(26px,3.2vw,38px);
  color:var(--text-strong); margin:0 0 8px; letter-spacing:-.01em;
}
.person .p-body h2 b{ font-weight:600; }
.person .p-role{
  font-family:var(--font-secondary); font-size:12px; letter-spacing:.06em; color:var(--gold);
  margin:0 0 24px;
}
.person .p-body p{ font-size:clamp(15px,1.25vw,16.5px); color:var(--text-2); line-height:1.85; margin:0 0 20px; }
.person .p-body p strong{ color:var(--text); font-weight:500; }

/* ---------- Kontakt-Infoblock ---------- */
.info-list{ display:flex; flex-direction:column; gap:0; }
.info-row{
  display:flex; gap:24px; padding:18px 0; border-bottom:1px solid var(--line-soft);
  align-items:baseline;
}
.info-row:last-child{ border-bottom:0; }
.info-row .k{
  font-family:var(--font-secondary); font-size:11px; letter-spacing:.18em;
  text-transform:uppercase; color:var(--text-3); min-width:150px; flex:none;
}
.info-row .v{ font-size:15px; color:var(--text-2); line-height:1.7; }
.info-row .v a{ color:var(--text); border-bottom:1px solid var(--line); transition:all .3s var(--ease); }
.info-row .v a:hover{ color:var(--gold); border-color:var(--gold-line); }

/* ---------- CTA band ---------- */
.cta-band{ text-align:center; padding:clamp(80px,11vh,130px) 0; }
.cta-band h2{
  font-family:var(--font-primary); font-weight:300;
  font-size:clamp(26px,3.4vw,42px); color:var(--text-strong); margin:18px 0 32px; letter-spacing:-.01em;
}
.cta-band h2 b{ font-weight:600; }
.cta-band .kicker{ justify-content:center; }
.cta-band p.sub{ font-size:15px; color:var(--text-2); max-width:640px; margin:-14px auto 34px; line-height:1.8; }
.cta-actions{ display:flex; gap:16px; justify-content:center; flex-wrap:wrap; }

/* ---------- Footer ---------- */
footer{ border-top:1px solid var(--line-soft); padding:78px 0 40px; }
.foot-grid{ display:grid; grid-template-columns:1.5fr 1fr 1fr 1fr; gap:40px; }
.foot-brand .word{ font-family:var(--font-primary); font-weight:600; font-size:15px; letter-spacing:.22em; color:var(--text-strong); display:flex; align-items:center; gap:12px; }
.foot-brand .word img{ width:24px; height:24px; filter:var(--logo-filter); }
.foot-brand p{ font-family:var(--font-secondary); font-size:13px; color:var(--text-2); margin:20px 0 24px; letter-spacing:.02em; }
.foot-col h4{ font-family:var(--font-secondary); font-size:11px; letter-spacing:.24em; text-transform:uppercase; color:var(--text-3); margin:0 0 18px; font-weight:500; }
.foot-col a, .foot-col span{ display:block; font-size:14.5px; color:var(--text-2); margin-bottom:10px; transition:color .3s; }
.foot-col a:hover{ color:var(--gold); }
.foot-bottom{ display:flex; justify-content:space-between; align-items:center; gap:20px; flex-wrap:wrap; margin-top:64px; padding-top:26px; border-top:1px solid var(--line-soft); }
.foot-bottom .copy{ font-family:var(--font-secondary); font-size:12px; color:var(--text-3); letter-spacing:.04em; }
.foot-bottom .legal{ display:flex; gap:26px; }
.foot-bottom .legal a{ font-family:var(--font-secondary); font-size:12px; letter-spacing:.08em; color:var(--text-3); transition:color .3s; }
.foot-bottom .legal a:hover{ color:var(--gold); }

/* ---------- Formular ---------- */
.form-card{
  position:relative; width:100%; max-width:680px; margin:0 auto;
  background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--line); border-radius:8px; padding:42px 44px 34px;
  box-shadow:0 40px 90px -40px rgba(0,0,0,.9);
}
.form-card .fc-head{ margin-bottom:28px; }
.form-card .fc-head .kicker{ margin-bottom:16px; }
.form-card .fc-head h2{
  font-family:var(--font-primary); font-weight:300; font-size:clamp(24px,3vw,30px);
  color:var(--text-strong); margin:0 0 8px; letter-spacing:-.01em;
}
.form-card .fc-head h2 b{ font-weight:600; }
.form-card .fc-head p{ font-size:14px; color:var(--text-2); margin:0; line-height:1.6; }

.frm{ display:flex; flex-direction:column; gap:16px; }
.frm .row{ display:grid; grid-template-columns:1fr 1fr; gap:14px; }
.field label{ display:block; font-family:var(--font-secondary); font-size:11px;
  letter-spacing:.12em; text-transform:uppercase; color:var(--text-3); margin-bottom:8px; }
.field .req, .req{ color:var(--gold); }
.field input, .field textarea{ width:100%; background:var(--bg); border:1px solid var(--line);
  border-radius:3px; color:var(--text); font-family:var(--font-primary); font-size:15px;
  padding:12px 14px; transition:border-color .3s var(--ease); }
.field input:focus, .field textarea:focus{ outline:none; border-color:var(--gold-line); }
.field textarea{ resize:vertical; min-height:78px; }
.field input::placeholder, .field textarea::placeholder{ color:var(--text-3); }

/* Fragen-Gruppen (Radio/Checkbox) */
fieldset.qgroup{ border:0; padding:0; margin:0; min-width:0; }
.t-legend{ font-family:var(--font-secondary); font-size:11px; letter-spacing:.12em;
  text-transform:uppercase; color:var(--text-3); margin-bottom:11px; padding:0; }
.qgroup legend.t-legend{ margin-bottom:11px; }
.t-grid{ display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.chipbox{ position:relative; }
.chipbox input{ position:absolute; opacity:0; pointer-events:none; }
.chipbox label{ display:flex; align-items:center; gap:11px; font-family:var(--font-primary);
  font-size:13px; color:var(--text-2); border:1px solid var(--line); border-radius:3px;
  padding:11px 13px; cursor:pointer; transition:all .25s var(--ease); margin:0; line-height:1.35; }
.chipbox label::before{ content:""; width:15px; height:15px; border:1px solid var(--line-soft);
  border-radius:3px; flex:none; transition:all .25s var(--ease); }
.chipbox input[type="radio"] + label::before{ border-radius:50%; }
.chipbox input:checked + label{ border-color:var(--gold-line); color:var(--text-strong); background:var(--gold-soft); }
.chipbox input:checked + label::before{ background:var(--gold); border-color:var(--gold);
  box-shadow:inset 0 0 0 2px var(--bg-2); }
.chipbox input:focus-visible + label{ border-color:var(--gold-line); }

.consent{ display:flex; gap:11px; align-items:flex-start; font-size:12.5px;
  color:var(--text-2); line-height:1.5; cursor:pointer; }
.consent input{ margin-top:2px; accent-color:var(--gold); width:15px; height:15px; flex:none; }
.consent a{ color:var(--gold); border-bottom:1px solid var(--gold-line); }
.consent a:hover{ color:var(--text-strong); }

.frm .submit{ margin-top:4px; }
.frm .submit .btn{ width:100%; justify-content:center; cursor:pointer; border:0; }
.hp{ position:absolute !important; left:-9999px; width:1px; height:1px; overflow:hidden; }
.form-note{ font-family:var(--font-secondary); font-size:11px; color:var(--text-3);
  margin:14px 0 0; text-align:center; letter-spacing:.02em; }

.form-msg{ display:none; text-align:center; padding:26px 6px 10px; }
.form-msg.show{ display:block; }
.form-msg .ic{ width:58px; height:58px; border-radius:50%; border:1px solid var(--gold-line);
  color:var(--gold); display:inline-flex; align-items:center; justify-content:center;
  font-size:27px; margin-bottom:18px; background:var(--gold-soft); }
.form-msg h3{ font-family:var(--font-primary); font-weight:500; font-size:21px; color:var(--text-strong); margin:0 0 10px; }
.form-msg p{ font-size:14px; color:var(--text-2); margin:0; line-height:1.65; }
.form-msg.is-error .ic{ color:#e6a4a4; border-color:rgba(230,164,164,.4); background:rgba(230,164,164,.1); }
.form-msg a{ color:var(--gold); border-bottom:1px solid var(--gold-line); }

/* ---------- Termin-Modal (Popup-Formular, Muster der Dachseite) ---------- */
html.modal-open{ overflow:hidden; }
.modal{ position:fixed; inset:0; z-index:100; display:none; }
.modal.is-open{ display:block; }
.modal-backdrop{ position:absolute; inset:0; background:var(--modal-backdrop);
  backdrop-filter:blur(6px); -webkit-backdrop-filter:blur(6px);
  opacity:0; transition:opacity .3s var(--ease); }
.modal.is-open .modal-backdrop{ opacity:1; }
.modal-scroll{ position:absolute; inset:0; overflow-y:auto; display:flex;
  align-items:flex-start; justify-content:center; padding:40px 20px; }
.modal-card{ position:relative; width:100%; max-width:560px;
  background:linear-gradient(180deg,var(--surface) 0%,var(--bg-2) 100%);
  border:1px solid var(--line); border-radius:8px; padding:40px 42px 32px;
  box-shadow:0 40px 90px -40px rgba(0,0,0,.9);
  transform:translateY(16px) scale(.985); opacity:0;
  transition:transform .4s var(--ease), opacity .4s var(--ease); }
.modal.is-open .modal-card{ transform:none; opacity:1; }
.modal-close{ position:absolute; top:15px; right:15px; width:36px; height:36px;
  border:1px solid var(--line); border-radius:3px; background:transparent; color:var(--text-2);
  cursor:pointer; display:inline-flex; align-items:center; justify-content:center;
  font-size:20px; line-height:1; transition:all .3s var(--ease); }
.modal-close:hover{ color:var(--text-strong); border-color:var(--gold-line); background:var(--gold-soft); }
.modal-card h2{ font-family:var(--font-primary); font-weight:300; font-size:clamp(24px,4vw,30px);
  color:var(--text-strong); margin:18px 0 8px; letter-spacing:-.01em; }
.modal-card h2 b{ font-weight:600; }
.modal-card .m-sub{ font-size:14px; color:var(--text-2); margin:0 0 26px; line-height:1.6; }
@media (prefers-reduced-motion:reduce){
  .modal-backdrop, .modal-card{ transition:none; }
}
@media (max-width:520px){
  .modal-card{ padding:30px 24px 26px; }
}

/* ---------- Reveal animation (progressive enhancement) ---------- */
html.anim .reveal{ opacity:0; transform:translateY(24px); transition:opacity .9s var(--ease), transform .9s var(--ease); }
html.anim .reveal.in{ opacity:1; transform:none; }
@media (prefers-reduced-motion:reduce){
  html.anim .reveal{ opacity:1; transform:none; transition:none; }
  html{ scroll-behavior:auto; }
}

/* ---------- Responsive ---------- */
@media (max-width:980px){
  .grid-3{ grid-template-columns:1fr 1fr; }
  .stages{ grid-template-columns:1fr; }
  .feature-grid{ grid-template-columns:1fr; gap:44px; }
  .statband{ grid-template-columns:1fr 1fr; gap:36px 24px; }
}
@media (max-width:880px){
  .person{ grid-template-columns:1fr; gap:36px; }
  .portrait{ max-width:280px; }
  .foot-grid{ grid-template-columns:1fr 1fr; gap:36px; }
  .nav-links .lnk{ display:none; }
  .faq .faq-body ul{ columns:1; }
}
@media (max-width:640px){
  .grid-3, .grid-2{ grid-template-columns:1fr; }
  .info-row{ flex-direction:column; gap:6px; }
}
@media (max-width:520px){
  .wrap{ padding:0 20px; }
  .foot-grid{ grid-template-columns:1fr; }
  .card{ padding:32px 26px; }
  .f-card{ padding:32px 26px; }
  .form-card{ padding:30px 24px 26px; }
  .sub-hero{ padding:150px 0 60px; }
  .sub-hero .hero-actions{ flex-direction:column; }
  .sub-hero .hero-actions .btn{ justify-content:center; }
  .feature .f-actions{ flex-direction:column; }
  .feature .f-actions .btn{ justify-content:center; }
  .cta-actions{ flex-direction:column; }
  .cta-actions .btn{ justify-content:center; }
  .frm .row{ grid-template-columns:1fr; }
  .t-grid{ grid-template-columns:1fr; }
  .statband{ grid-template-columns:1fr; padding:36px 0; }
  .nav .back .txt{ display:none; }
}